In the development of business activity, there are diverse financial needs that arise, essentially as a consequence of making investments, cash mismatches, income advances, granting of guarantees, risk coverage, carrying out international transactions, etc. It is necessary to identify adequately the nature of the needs that arise in each case in order to find the most appropriate financial instrument.
Stages and processes of business activity

Module 0
Introduction
Module 1
Family budget management
Module 2
Basics of financial decision-making: Financial instruments, characteristics, core variables and decision criteria
Module 3
Financial decision-making by entrepreneurs, businesspersons and professionals
Module 4
The psychology of financial decisions
Module 5
The interpretation of economic-financial information
Module 6
The quantification of the economic financial information
Module 7
The role and functions of the financial system
Module 8
The digital transformation process
Module 9
The legal framework
Module 10
The use of means of payment
Module 11
Deposits
Module 12
Loans and credit facilities
Module 13
Fixed income
Module 14
Equity securities
Module 15
Collective investment undertakings
Module 16
Retirement products
Module 17
Other financial products and services
Module 18
Exercises














