The financial consumer can be defined as that natural or legal person who receives the provision of financial services, through any of the institutions that operate in the financial system and that are aimed at retail consumers, such as, for example, financial institutions, insurance companies, investment companies, etc. Therefore, it follows that the financial consumer can opt for a wide variety of financial products and services such as checking and savings accounts, payment services, cards, mortgages, insurance or investment products.
The financial consumer
Module 0
Introduction
Module 1
Family budget management
Module 2
Basics of financial decision-making: Financial instruments, characteristics, core variables and decision criteria
Module 3
Financial decision-making by entrepreneurs, businesspersons and professionals
Module 4
The psychology of financial decisions
Module 5
The interpretation of economic-financial information
Module 6
The quantification of the economic financial information
Module 7
The role and functions of the financial system
Module 8
The digital transformation process
Module 9
The legal framework
Module 10
The use of means of payment
Module 11
Deposits
Module 12
Loans and credit facilities
Module 13
Fixed income
Module 14
Equity securities
Module 15
Collective investment undertakings
Module 16
Retirement products
Module 17
Other financial products and services
Module 18
Exercises
