Welcome to your Multiple choice test
Below you will find questions in which there are four possible answers and you have to choose and mark the one you think is correct.
The money application for the acquisition of a vehicle by an individual corresponds to the following category of financial transactions:
Which of the following curves most correctly represents the relationship between risk and liquidity?
Of the following Moody's ratings, corresponding to different dent securities issuances, indicate the one with the lowest credit risk:
Inside the credit card signature panel there is a three-digit number (CVC2 or CVV2) that has the following function:
A checking account has three account holders who act jointly and severally. To dispose of funds from such account
A term deposit is remunerated at an annual nominal interest rate of 3.50%, with quarterly settlement. The APR of such deposit will be equal to:
A deposit has a remuneration set for average balance tranches: from 0.01 c.u. to 5,000.00 c.u.: 1% per annum; from 5,000.01 c.u. to 10,000.00 c.u.: 2% per annum. A depositor with an average annual balance of 10,000 c.u. will earn the following average annual interest rate:
A person residing in Spain invests € 10,000 in a one-year term deposit in US dollars, at an annual interest rate of 4%, payable at maturity. At the time of taking out the deposit, the exchange rate was € 0.77 / USD and, at maturity, it was € 0.72 / USD. Currency exchange transactions are commission-free. The income (before taxes) earned with this deposit amounts to:
Depending on the way of generating return, Treasury bills are financial assets with yield:
An investor purchases a 12-month government debt security (nominal value of 1,000 c.u.) at a price of 950 c.u., holding it until maturity. The interest rate earned is:
What debt securities should be added to an investor's portfolio when there are expectations of a rise in interest rates?
The concept of “share arbitrage” refers to:
The company ADC has recorded a net profit of taxes of 100 million of c.u. This company is listed on the stock exchange, holding 20 million shares outstanding, with a current price of 10 c.u. each. Taking into account the above data, what is the P/E ratio?
Mr. PCR places a purchase order for 600 shares for which there is a sell order. Taking into account that it is a market order, what would be the acquisition cost?
| Price | No. shares |
| 20 | 200 |
| 25 | 300 |
| 30 | 400 |
| 35 | 600 |
| 40 | 800 |
The commissions borne by an investment fund are the following:
The management and administration of an investment fund is carried out by:
Mr. PCR purchased, in May 2019, 500 units of an investment fund at a net asset value per unit of 6.70 c.u. In December 2020, they purchased another 500 units at a net asset value per unit of 6.50 c.u. each. As of July 2021, the net asset value per unit is 6.90 c.u. Mr. PCR sells 900 units. What is the pre-tax capital gain?
The personal elements of an insurance contract are the insurer, the policyholder, the insured and the beneficiary. Regarding the coincidence or not of these elements, the following can be affirmed
Of the following concepts related to a mortgage loan transaction, it should not be computed for the calculation of the APR:
The amount of a mortgage loan that finances the purchase of a home must not exceed 80% of the following amount:
