Regarding electronic commerce, the most used means of payment are PayPal and the Internet with electronic banking.
PayPal is based on an email account system, in which the user makes a registration in advance, and it allows to send payments safely to another person or company that has an email address, using your credit card or bank account.
The success of this service is because it is totally free for its users, easy and comfortable, it allows anonymity in transactions and it is the safest payment system on the Internet. In fact, PayPal has promoted security guarantees, knowing that one of the greatest barriers to the use of the network in terms of payments is fraud committed with the use of cards. Thus, for example, PayPal is responsible for the costs caused by card fraud.
Other payment systems can be:
- Bizum: With this system / app small amount transfers are made without the need for an account number and having only the mobile phone number.
- Samsung Pay, Apple Pay, or Google Pay: Mobile applications developed by different companies that allow payments to be made through NFC (Near Field Communication) technology. In this case, you register your cards and pay with the selected one by bringing the phone closer to the payment terminal.
