Exercises

Module 0

Introduction

Module 1

Family budget management

Module 2

Basics of financial decision-making: Financial instruments, characteristics, core variables and decision criteria

Module 3

Financial decision-making by entrepreneurs, businesspersons and professionals

Module 4

The psychology of financial decisions

Module 5

The interpretation of economic-financial information

Module 6

The quantification of the economic financial information

Module 7

The role and functions of the financial system

Module 8

The digital transformation process

Module 9

The legal framework

Module 10

The use of means of payment

Module 11

Deposits

Module 12

Loans and credit facilities

Module 13

Fixed income

Module 14

Equity securities

Module 15

Collective investment undertakings

Module 16

Retirement products

Module 17

Other financial products and services

Module 18

Exercises

Numerical excercises

Welcome to your Numerical exercises

A deposit of 10,000 c.u. has earned interest of 1,000 c.u. at the end of 2 years. What is the APR of this deposit?

A 90-day term deposit with a capital of 5,000 c.u. earns interest of 100 c.u. at maturity. What is the annual return of this deposit?

A company takes out a deposit of 10,000 c.u., at an interest rate of 3% per annum, with monthly interest payments. Taking the above into account, how much is the interest amount net of tax for a month if the interest is subject to a 21% withholding?

From the following data of a public limited company for the year 2020, we are asked to calculate its ROE:

Item	Amount
Total assets	1,000,000 c.u.
Capital	100,000 c.u.
Reserves	200,000 c.u.
Profit before tax	50,000 c.u.
Profit after tax	35,000 c.u.
Dividends	10,000 c.u.

A bond has a face value of 1,000 c.u., with an annual coupon (payable on December 31) of 5%. On June 30, 2021, such bond was trading at an “ex-coupon” price of 102%. What is the purchase price of the bond on that date?

A company has a checking account at a financial institution for a period of time, in which it has the following balances during the days indicated: 3,000 c.u., 10 days; 4,000 c.u., 20 days; and 10,000 c.u., 10 days. What is the average balance for that period?

Multiple choice test

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